Chris Marshall's Articles in Personal Finance

  • Guide To Homeowner Loans
    A homeowner loan is a loan that is only available to people who own their own home. This type of loan is secured against your home and is also known as a Secured Loan. Because your home is used as the security against the loan, failure to keep up with your repayments may led to you losing your home.
  • Guide to Personal Loans
    You can take out a Personal Loan for a number of reasons and from a number of personal loadn companies. How much you can borrow will depend on the lender and your personal circumstances such as your income, ability to repay and any previous credit problems you may have had.
  • Guide To Payment Protection Insurance
    When you take out a loan, whether it be a personal loan or secured loan, you will be repaying it over a fixed term which can range from a couple of months to several years. But what happens if you cannot afford to repay part of your loan one month? This where payment protection insurance could help you. But in other cases it can only serve to hinder you.
  • Guide To Secured Loans
    A Secured Loan is one that requires you to use your property as security against the loan. This means in order to take out a Secured Loan you will need to be a house owner, and this includes if you are still paying off a mortgage. It does however mean that you if fail to keep up the repayments on your Secured Loan, you could risk losing your home.


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